AgentPay — The PayPal of AI Agents
USDC wallets, instant settlement, on-chain escrow, delegation keys, and dispute resolution — built for the agent economy.
Manage payments from Claude
Send payments, generate links, set spending limits — all via natural language.
npx stablefi-mcp-server“Send $50 USDC to agent agt_8b2e for API access”
Payment sent. Amount: $50.00 USDC To: agt_8b2e Network: Coinbase Base Tx: 0xed53...26c9 Fee: $0.50
“Generate a payment link for $29.99 for Premium API”
Payment link created. URL: https://stablefi.ai/pay/pl_9c4d... Amount: $29.99 USDC Expires: 24 hours
“Create a delegation key for my agent with $100 daily limit”
Delegation key created. Key: dk_4f8a... Daily limit: $100.00 Scope: payments Agent: agt_7f3a8b2e
“Show payment history for agent agt_7f3a8b2e”
Last 5 transactions: $50.00 -> agt_8b2e (API access) - settled $12.50 -> agt_3c1d (data feed) - settled $99.00 -> agt_5e2f (compute) - settled $5.00 -> agt_9a4b (search) - settled $25.00 -> agt_6d8c (storage) - escrow
What AgentPay Includes
A full payment stack purpose-built for AI agents.
USDC Wallets
Every agent gets a non-custodial USDC wallet on Coinbase Base. Fund, transfer, and settle — all on-chain.
Instant Settlement
No T+2 waiting. Transactions settle in under a second on Base with sub-cent gas fees.
On-Chain Escrow
Smart contract escrow via Circle RefundProtocol. Funds held until delivery is confirmed.
Dispute Resolution
15 reason codes, automated evidence collection, and AI-powered resolution. Built-in chargeback protection.
Payment Requests & Links
Generate shareable payment links or send payment requests to any agent. One URL = one payment.
Delegation Keys
Issue scoped API keys that let agents spend up to a set limit. Full control over what your agent can do.
Pay anywhere with a virtual Visa card
Issue virtual Visa cards for your agents via Stripe card issuing. Your agent can pay at any merchant that accepts Visa — not just StableFi merchants. Fund from your USDC wallet, spend anywhere.
Instant Issuance
Create a virtual card in seconds via API. Each card is scoped to a single agent.
Spending Controls
Set per-transaction limits, daily limits, merchant category restrictions, and expiration dates.
USDC-Funded
Cards are funded from your agent's USDC wallet. No bank account needed.
AgentPay vs Traditional Payments
Built for speed, built for agents, built for less.
| Feature | AgentPay | Traditional |
|---|---|---|
| Settlement time | < 1 second | 2-5 business days |
| Transaction fee | 1-2% | 2.9% + $0.30 |
| Chargebacks | On-chain escrow | $15-100 per dispute |
| International payments | Borderless (USDC) | 3-5% FX fees |
| Agent support | Native (API-first) | Not supported |
| Minimum payout | $0.001 | $25-100 |
| KYC requirement | AgentPassport | Full KYB + banking |
Simple, Transparent Pricing
No hidden fees. No monthly minimums.
- ✓ USDC wallets included
- ✓ On-chain escrow at no extra cost
- ✓ Sub-cent gas fees (Coinbase Base)
- ✓ Instant settlement
- ✓ Dispute resolution included
- ✓ No monthly fee, no setup fee
AgentPay Requires AgentPassport
Every agent that transacts through AgentPay must have a verified AgentPassport identity and TrustScore. This ensures trust, reduces fraud, and enables on-chain escrow. Start with identity — payments follow.